Life and AD&D

Life and AD& D Coverage

The insurance carrier for the above coverage is Voya Financial.

The college provides basic life and AD & D insurance to benefit-eligible employees up to 1X your salary to a maximum of $200,000.

Optional Life and AD & D Insurance Coverage

All benefit-eligible active employees may also purchase additional coverage. You have the option to purchase AD&D coverage for yourself regardless of whether you purchase Term Life coverage. You may also purchase Term Life and AD & D insurance for your spouse/partner, and your children between the ages of live birth and 26. In order to purchase Term Life and AD&D coverage for your spouse/partner and children, you must enroll in Term Life and AD&D coverage for yourself. 

How much coverage is available?

Employee Term Life coverage is available in $10,000 increments up to 5 times your salary to a maximum of $500,000.

Employee AD&D coverage is available in $10,000 increments up to 5 times your salary to a maximum of $500,000. Employees age 70 or older should ask the plan administrator in Human Resources for the amount of coverage available to them.

Spouse Term Life coverage is available in $5,000 increments to a maximum of $250,000.

Spouse AD&D coverage is available in $5,000 increments to a maximum of $250,000.

Dependent Child Term Life coverage is available in $2,000 increments to a maximum of $10,000 for each child. The maximum death benefit for a child between the ages of live birth to 6 months would be $100.

Dependent Child AD&D coverage is available in $2,000 increments to a maximum of $10,000 for each child.

Note: The maximum amount of Optional Term Life and AD&D coverage you may purchase for your spouse and children is 50 percent of the amount you choose for yourself (within the coverage maximums stated above). Please see the Department of Human Resources if you have any questions.

Documents

Basic Life and AD&D - Detailed SPD
Supplemental Life and AD&D - Detailed SPD
Beneficiary Designation Request Form
Summary Annual Report 2015